3 things to know about interest rate swaps

What are interest rate swaps? Interest rate swaps are financial derivatives that allow two parties to exchange a stream of interest payments on a specific principal amount. They are used as a hedge against interest rate risk and to speculate on changes in interest...

Happy New Year, Make 2023 count

I want to take the opportunity to wish you and your family a happy New Year, and share a few thoughts. As we move into the new year I think it’s important to reflect on the events that affected all of us over the past two or so years, and begin to ask ourselves...